Medicare ACA & Marketplace Life & Ancillary Supplemental
ACA & Marketplace

Marketplace plans — for individuals and families.

From subsidy calculations to year-round enrollments, Carepoint agents have direct access to the Marketplace through HealthCare.gov and state-based exchanges — with the tools to qualify clients, quote families, and close coverage in minutes.

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What's included

Three coverage paths, one platform.

On-Exchange

Marketplace plans

Bronze, Silver, Gold, and Platinum plans through HealthCare.gov and state exchanges — with subsidy eligibility built into every quote.

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Off-Exchange

Direct-to-carrier

Carrier-direct individual plans for clients who don't qualify for subsidies — with broader networks and customized coverage options.

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Special Enrollment

Year-round access

Enrollment opportunities triggered by qualifying life events — loss of coverage, marriage, birth, relocation, and more.

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The Carepoint advantage

Built to make ACA effortless.

From subsidy quoting to year-round renewals, every part of the Marketplace workflow is streamlined — so your agents can serve more families in less time.

Six advantages

Quoting

Subsidy & APTC calculations

Show clients their real cost in real time, including APTC and CSR eligibility. No more guessing — instant subsidy estimates built into every quote.

Real-time Subsidy estimates & CSR eligibility
Marketplace access

FFM & SBE integrations

Direct integration with HealthCare.gov and state-based exchanges. Quote, enroll, and renew clients in one workflow — no more bouncing between platforms.

40+ States with Marketplace access
Always-on

Year-round selling

Open Enrollment is just the start. Special Enrollment Periods, life-event triggers, and SEP qualification tools keep your pipeline active 365 days a year.

365 Days of selling opportunity
Tools

Family & household quoting

Multi-member household optimization and dependent enrollment built into every quote.

Compliance

Marketplace certification

Automated FFM certification tracking, renewal reminders, and CMS deadline monitoring.

Retention

Renewals & retention

Automated renewal workflows keep clients enrolled year after year — protecting your book.

Ready when you are

Add ACA to your book of business.

Get contracted with top Marketplace carriers and serve individuals, families, and self-employed clients across every metal tier — with the tools to grow year-round.

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Ready to grow with structure?

Whether you're building your book or scaling an agency, Carepoint gives you the tools, access, and support to move forward with confidence.

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See how it works

A closer look at our ecosystem, and what makes Carepoint different.

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Speak to our team

Have questions? We’ll walk you through everything and help you decide if it’s the right fit.

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Carepoint is an independent organization and is not affiliated with or endorsed by the United States government or the federal Medicare program. We do not represent all plans available in your area. The information provided is limited to the plans we offer. For additional plan options, please visit Medicare.gov or call 1-800-MEDICARE.

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