Field Marketing Organization

The future of healthcare distribution connected.

Carepoint is a national Field Marketing Organization built for the modern healthcare ecosystem. We connect health plans, providers, agencies, and agents through strategic partnerships, operational infrastructure, and technology that drives real results.

Scroll to explore
The problem we solve

Healthcare distribution is fragmented.
Carepoint brings it together.

The problem

For too long, health plans, agencies, agents, and providers have operated in disconnected systems — creating compliance gaps, slowing agent productivity, and leaving members with a fragmented experience.

The solution

Carepoint sits at the center of the distribution ecosystem — connecting every stakeholder to a shared infrastructure that creates transparency, speed, and better outcomes.

6,000+
Licensed agents in network
50+
National & regional carriers
50
Active states
Connections Move your cursor — connect the network
Network CP Health plans Providers Agencies Agents Carriers Members Hover the nodes
National coverage · All 50 states
Active state
All 50 states active
Carepoint HQ
Hover any state for details

The carrier network

Distribute through 50+ leading carriers.

Carepoint agencies and agents have direct access to national and regional carrier contracts across Medicare, ACA, Life, and Ancillary product lines.

Across product lines Medicare Advantage ACA & Marketplace Life Ancillary
The ecosystem

At the center of healthcare distribution.

Carepoint is the operational layer that connects every stakeholder — from health plans and provider networks down to the agents and members on the ground.

01
Health plans
01

For health plans.

Reach more eligible members in more markets through a compliant, accountable distribution network — without taking on the operational overhead of building it from scratch.

45+ states 6,000+ agents Compliance-first Quality-focused
02
Provider networks
02

For provider networks.

Strengthen the connection between care delivery and coverage. Carepoint partners with provider networks to align plan enrollment with the patients you actually serve.

Member-provider alignment Local market intelligence Care continuity Directory accuracy
03
Agencies
03

For agencies.

Direct contracts with 22+ national and regional carriers, plus the field development support, technology, and infrastructure to scale from solo operations to enterprise-level distribution.

22+ carrier contracts Recruitment infrastructure Compliance & CMS oversight Carepoint Connect
04
Agents
04

For agents.

Build a real career, not just a side hustle. Get training, mentorship, marketing tools, and compliance support from a network that invests in your growth from day one.

Carepoint Academy Lead generation Top commissions Mentorship
05
Members
05

For members.

Better-informed guidance leads to better coverage. Members in our network work with licensed, trained agents who match the right plan to the right person — supported through every renewal.

Vetted agents Plan-fit accuracy Year-round support Renewal check-ins
Why Carepoint

Built differently.
Built to last.

For too long, health plans, agencies, and agents have operated in disconnected systems — creating compliance gaps, slowing productivity, and leaving members with a fragmented experience.

An integrated distribution model.

Most FMOs broker contracts. We operate the entire distribution layer — one operator, one accountable system from carrier to member.

100% In-house operations across the network

Compliance-first operations.

Every agent is vetted, trained, and continuously monitored against CMS and carrier requirements — protecting your brand and your members.

100% CMS-compliant training certification

Proprietary technology.

Carepoint Connect gives every agency and agent real-time visibility into production, retention, and compliance — built for healthcare distribution.

24/7 Real-time production & retention dashboards

Three pieces, one operator. That's how distribution should work.

See how it works
Carepoint Connect — Platform

The operating system behind high-performing agencies.

Carepoint Connect brings your entire operation into one intelligent workspace — giving agencies and agents real-time visibility, control, and the tools to scale without friction.

Everything connected.
Nothing fragmented.

From licensing to enrollment to retention, every workflow is centralized — so your agency can operate faster, smarter, and with total control.

  • Single dashboard across carriers and products
  • Centralized agent & agency management
  • Real-time data sync across the entire stack

Know exactly who's ready to sell — instantly.

Real-time Ready-to-Sell status and NPI licensing integration give massive visibility. See which agents are compliant, approved, and ready to produce — across all carriers.

  • Live RTS status by carrier & product
  • Automated NPI & license verification
  • Certification & AHIP tracking

Real-time visibility into every policy placed.

This view provides real-time visibility into all policies your downline agents have placed with clients — enabling efficient tracking of agency sales performance and client coverage.

  • All downline policies in one view
  • Agent-level sales performance tracking
  • Client coverage at a glance

See your entire book clearly.

Track every policy across its lifecycle with full visibility into your clients, plans, and performance — all in one place.

  • Complete client & policy history
  • Lifecycle tracking from sale to renewal
  • Performance metrics by agent & agency

Stay ahead of disenrollments.

Proactive alerts on future disenrollments give agents the opportunity to re-engage clients before they lapse — protecting retention and revenue.

  • Predictive disenrollment alerts
  • At-risk member flagging
  • Retention workflow automation

Track every dollar — across every carrier.

A unified view of commissions, overrides, and payouts across every carrier, agent, and product line — with breakdowns by payee, agency, and line of business. Reconciliation finally becomes simple.

  • Commissions & overrides in one view
  • Breakdowns by carrier, agent & product
  • Simplified reconciliation across the book
Carepoint Connect — portal preview
Live preview
Carepoint Connect — portal preview
Unified workspace

Everything connected. Nothing fragmented.

From licensing to enrollment to retention, every workflow is centralized — so your agency can operate faster, smarter, and with total control.

  • Single dashboard across carriers and products
  • Centralized agent & agency management
  • Real-time data sync across the entire stack
Compliance & readiness

Know exactly who's ready to sell — instantly.

Real-time Ready-to-Sell status and NPI licensing integration give massive visibility. See which agents are compliant, approved, and ready to produce.

  • Live RTS status by carrier & product
  • Automated NPI & license verification
  • Certification & AHIP tracking
Policies

Real-time visibility into every policy placed.

This view provides real-time visibility into all policies your downline agents have placed with clients — enabling efficient tracking of agency sales performance and client coverage.

  • All downline policies in one view
  • Agent-level sales performance tracking
  • Client coverage at a glance
Book of business

See your entire book clearly.

Track every policy across its lifecycle with full visibility into your clients, plans, and performance — all in one place.

  • Complete client & policy history
  • Lifecycle tracking from sale to renewal
  • Performance metrics by agent & agency
Retention intelligence

Stay ahead of disenrollments.

Proactive alerts on future disenrollments give agents the opportunity to re-engage clients before they lapse — protecting retention and revenue.

  • Predictive disenrollment alerts
  • At-risk member flagging
  • Retention workflow automation
Compensation

Track every dollar — across every carrier.

A unified view of commissions, overrides, and payouts across every carrier, agent, and product line — with breakdowns by payee, agency, and line of business.

  • Commissions & overrides in one view
  • Breakdowns by carrier, agent & product
  • Simplified reconciliation across the book
Field development Carepoint National Tour

We don't just recruit agents — we invest in them from day one.

Carepoint sponsors and hosts recruiting events across the country — going directly into communities to attract, train, and onboard new agents into the healthcare insurance industry.

View upcoming events
Products we distribute

One network. Four product lines. Every client need covered.

Carepoint agencies and agents are contracted and trained across all major product categories — giving them the ability to serve clients at every stage of life and build a truly diversified, resilient book of business.

01 Cornerstone product

Medicare Advantage & Supplement.

The cornerstone of our distribution network. Carepoint agents are fully contracted and trained across Medicare Advantage, Medicare Supplement (Medigap), and Special Needs Plans (SNPs) — with real-time RTS monitoring and eligibility verification built into every enrollment workflow.

  • MA, Medigap & SNP plans
  • Real-time RTS status tracking
  • Eligibility verification
  • AHIP & carrier certification support
50+ Medicare carriers
All States covered
Learn more
02 Marketplace coverage

ACA / Marketplace plans.

Carepoint supports agents in distributing ACA / Marketplace plans across individual and family coverage — helping clients navigate the Marketplace, qualify for subsidies, and find the right plan for their needs and budget, all year-round.

  • Individual & family plans
  • Subsidy & APTC qualification
  • Special Enrollment guidance
  • Open Enrollment workflow tools
FFM Federal & state-based
365 Year-round support
Learn more
03 Financial protection

Life & ancillary.

Our product portfolio extends beyond health coverage. Agents in the Carepoint network have access to term life, whole life, and ancillary products — allowing them to provide comprehensive financial protection alongside their health plan recommendations.

  • Term & whole life insurance
  • Final expense plans
  • Annuities & long-term care
  • Cross-sell training & tools
+30% Avg revenue lift
5+ Carrier partners
Learn more
04 Coverage gap fill

Supplemental products.

Supplemental products — including dental, vision, hearing, hospital indemnity, and critical illness coverage — allow Carepoint agents to fill the gaps in their clients' primary coverage and build deeper, longer-lasting client relationships.

  • Dental, vision & hearing
  • Hospital indemnity
  • Critical illness & cancer
  • Accident & short-term disability
2x Client retention
10+ Product types
Learn more
Founders & leadership

Led by people who know the field.

Behind Carepoint is a team with real industry experience — bringing credibility, perspective, and stronger partnerships to the work we do.

Meet the full team
Testimonials

What our partners say.

200+ agencies partnered nationwide
Carepoint Insights

Perspectives from the field.

Updates, frameworks, and practical guidance for industry leaders navigating Medicare, insurance distribution, and growth.

Industry shift

A structural shift is underway.

The Medicare distribution landscape is being rebuilt from the ground up. Carriers are tightening contracting, technology is raising the bar, and agencies that adapt to the new economics will define the next decade.

Read article
The Carepoint Corner

Industry insights, delivered monthly.

Updates from the field — in your inbox, never your way.

No spam. Unsubscribe anytime.
Please enter a valid email address.

You're in.

Your first issue is on the way.