Medicare ACA & Marketplace Life & Ancillary Supplemental
Supplemental

Supplemental coverage — fill every gap.

Dental, vision, hearing, hospital indemnity, and critical illness from top supplemental carriers — giving Carepoint agents the products to round out every client's coverage and unlock year-round selling opportunities.

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What's included

Three coverage families, one platform.

Dental & Vision

Everyday care

Stand-alone or bundled dental and vision plans for clients of every age — from preventive care to major procedures, eye exams, and frames.

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Hospital & Critical Illness

Catastrophic protection

Lump-sum cash benefits for hospital stays, cancer diagnoses, heart attacks, and other major events — covering the gaps primary insurance leaves behind.

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Hearing & Accident

Specialized coverage

Hearing aid benefits, accident indemnity, and other niche policies that fill specific gaps — ideal for active lifestyles and seniors with specialized needs.

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The Carepoint advantage

Built for everyday cross-selling.

From simple underwriting to instant approvals, every part of the Supplemental workflow is designed to add coverage in minutes — not meetings.

Six advantages

Cross-sell power

Cross-sell to your existing book

Every Medicare and ACA client is a Supplemental opportunity. Add dental, vision, hospital indemnity, and more to existing policies — without a new lead pipeline.

2–3x Revenue per client when bundling supplements
Simple to issue

Simplified underwriting

Most Supplemental products approve instantly with health questions only — no labs, no exams, no waiting. Bind coverage in the same conversation you sold it.

Same-day Approval on most simplified-issue products
Recurring revenue

Lifetime renewals

Supplemental policies stick. Most clients keep their dental, vision, and indemnity coverage for years — building a base of as-earned commissions that pays you year after year.

365 Days of selling — no enrollment windows
Tools

Family & group bundling

Quote and enroll entire households in one workflow — one application, one payment, one renewal.

Quoting

Multi-carrier comparison

Side-by-side benefit and price comparisons across top supplemental carriers in seconds.

Support

Year-round selling

No enrollment windows, no lockouts — sell supplemental coverage 365 days a year.

Ready when you are

Add Supplemental to your book of business.

Cross-sell dental, vision, hospital indemnity, and more to your existing clients — with simplified underwriting, instant approvals, and renewals that pay year after year.

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Ready to grow with structure?

Whether you're building your book or scaling an agency, Carepoint gives you the tools, access, and support to move forward with confidence.

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See how it works

A closer look at our ecosystem, and what makes Carepoint different.

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Have questions? We’ll walk you through everything and help you decide if it’s the right fit.

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Carepoint is an independent organization and is not affiliated with or endorsed by the United States government or the federal Medicare program. We do not represent all plans available in your area. The information provided is limited to the plans we offer. For additional plan options, please visit Medicare.gov or call 1-800-MEDICARE.

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