Model

The difference

Two ways to run an agency.

Carepoint replaces the chaos of disconnected systems with a single platform purpose-built for healthcare distribution.

The ecosystem

Healthcare distribution, rebuilt.

Healthcare distribution is a connected system — Carepoint brings every layer together to improve performance.

Health plans

Design and structure insurance products across Medicare, ACA, and ancillary lines — defining benefits, pricing, and the rules that guide distribution.

Provider networks

Determine which doctors, hospitals, and specialists are available within each plan — directly impacting member experience and retention.

Carepoint the FMO hub

Connects the entire ecosystem — managing carrier relationships, powering technology, and supporting agencies and agents with the infrastructure they need to perform.

Agencies

Build and manage agent teams — driving production, expanding into new markets, and operating with the support and infrastructure Carepoint provides.

Agents

Sell, advise, and serve members directly — backed by Carepoint's carrier access, technology, training, and support to grow a lasting book of business.

The Carepoint model

Built for every layer of distribution.

By operating across every layer — not just the FMO contracting layer — Carepoint improves distribution at every level, from health plans to members.

Real-time visibility across contracts, agents, and policies.
Carrier-direct integrations with health plans, no manual entry.
Built for scale — from solo agents to enterprise agencies.

connect.carepoint.com

Real-time data

Top carriers connected

The Origin

We didn't read about the gap. We lived it.

The Problem

We watched carriers, providers, and agencies operate in isolation.

From inside the carriers, we saw the gap widen — friction at every handoff, compliance risk in every gap, and growth lost in the seams between groups that should have been working as one system.

The Response

So we built the bridge between them.

Carepoint connects every layer of healthcare distribution into one system — not a sales channel, not a recruiter, not a passive intermediary. A strategic platform built by people who lived the problem from the inside.

The Carepoint Founding Team

Former carrier and health plan executives.

What changes when agencies join Carepoint.

Where to next

Find your path forward.

Two ways to grow with Carepoint — whether you're scaling an agency or building your own book.

For founders & owners

For agencies.

Recruiting, onboarding, compensation, and retention infrastructure to scale with structure.

Explore agency tools

For independent producers

For agents.

Top-tier carrier access, training, and tools to grow a book that compounds year after year.

Explore agent tools

Carepoint is an independent organization and is not affiliated with or endorsed by the United States government or the federal Medicare program. We do not represent all plans available in your area. The information provided is limited to the plans we offer. For additional plan options, please visit Medicare.gov or call 1-800-MEDICARE.

Two ways to run an agency.

Healthcare distribution, rebuilt.

Health plans

Provider networks

Carepoint the FMO hub

Agencies

Agents

Built for every layer of distribution.

We didn't read about the gap. We lived it.

What changes when agencies join Carepoint.

Find your path forward.

For agencies.

For agents.

Ready to grow with structure?

See how it works

Speak to our team

Platform

Company

Resources

Support